Fee Protection Scheme (FPS)

The Fee Protection Scheme (FPS) serves to protect students’ fees in the event a private education institution is unable to continue operating due to insolvency, and/or regulatory closure. The Fee Protection Scheme also protects students if the private education institution fails to pay penalties or return fees to the students arising from judgment made against it by the Singapore courts. It was first launched as the SPS (Student Protection Scheme) initiated by CASETRUST and now it has been replaced with FPS (Fee Protection Scheme) under EduTrust.

EduTrust-certified private education institutions are required to adopt the Fee Protection Scheme to provide full protection to all fees paid by their students. All fees refer to all monies paid by the students to be enrolled in a private education institution, excluding the course application fee, agent commission fee (if applicable), miscellaneous fees (non-compulsory and non-standard fee paid only when necessary or where applicable, for example, the re-exam fee or charges for credit card payment etc.) and GST.

Insurance Scheme at Birmingham Academy

Birmingham Academy provides FPS Insurance Scheme to all our students to protect the course fees. School shall purchase FPS Insurance within 7 working days from the date of receipt of the course fees. The insurance coverage shall commence from the date of receipt of the course fees till the due date of the next payment or the course end date, whichever is earlier.  Birmingham Academy is using the services of The Lonpac Insurance Bhd, one of the service providers for FPS appointed by CPE.

Birmingham Academy’s FPS Insurance Policy No.: Z/18/BM00/000689

LONPAC Insurance Bhd Certificate

More details of the FPS can also be found at SSG | Guide for Choosing a PEI (skillsfuture.gov.sg)